Every year, we spend money on advertising our business to gain exposure and awareness. We are contacted by numerous sources explaining why their marketing program will help us the most, how it will get us more business and pay for itself. For some, every year money is spent on advertising in the wrong places. Over […]
Category Archives: FEATURE
Financial Wellness
Mortgage insurance – some thoughts Chris and I have been married for 35 years in August. We traveled around for seven years then settled down in Newfoundland and bought our first home. The bank offered us mortgage life insurance along with the mortgage. It did not seem expensive and we thought it was a good […]
Who Will Pay Your Bills if You Can’t Work?
When I was 27, Patti, a friend in Newfoundland, was diagnosed with Multiple Schlerosis. She was 25, happily married, they owned their own home and she had a great job at Memorial University. Within six months, she was in a wheelchair and within one year she was bedridden. Her husband left her after one year […]
How Good is Your Safety Net?
Whether you are union hall, executive or business owner, if you get injured, become sick or die there is a need for cash. In the event of an injury and some sicknesses, you need to replace your income while you cannot work. Employment insurance, WCB, short and long-term disability insurance will help here. Union hall […]
Customer Service – A Win-Win Situation
Big box stores, 24-hour phone trees, and the ease and range of the internet have distanced the producer and consumer in modern business. Still, customers desire personal contact and friendly relationships just as much as the owners and employees of businesses do. We are all social by nature and want more than a product and […]